Any person accessing this site agrees to the following:

Material on this site is the copyrighted property licensed to Ira and Carol Serkes. All rights reserved. The information and images presented here may not under any circumstances be reproduced or used unless (a) use is for personal, non-commercial home use; or (b) the materials clearly state that these materials may be copied and reproduced according to the terms stated in those particular pages.

Users may not use language that is viewed as discriminatory, threatening, abusive, vulgar, discourteous or criminal. Users also may not post or transmit information or materials that would violate rights of any third party or which contains a virus or other harmful component.

By communicating with Ira and Carol Serkes through any of this site's forms or links, or by signing up for any of this site's total access content, users grant Ira and Carol Serkes permission to contact them via e-mail, or phone, even if the user is on the "Do Not Call" National Registry.

THE MATERIALS IN THIS SITE ARE PROVIDED "AS IS" AND WITHOUT WARRANTIES OF ANY KIND EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, IRA AND CAROL SERKES DISCLAIMS ALL WARRANTIES , EXPRESS OR IMPLIED. IRA AND CAROL SERKES DOES NOT WARRANT OR REPRESENT THAT THE INFORMATION IS ACCURATE OR RELIABLE OR THAT THE SITE WILL BE FREE OF ERRORS OR VIRUSES.

Under no circumstances, including but not limited to negligence, will Ira and Carol Serkes be liable for special or consequential damages that result from the use or inability to use the materials in this site. In no event shall Ira and Carol Serkes's liability to a user for any loss, damage or claim exceed the amount paid by the user for accessing this site.

Ira and Carol Serkes offers links to various third-party Web sites for the convenience of its visitors, and, unless otherwise indicated, no affiliation between Ira and Carol Serkes and an entity linked to is intended. Except where indicated, Ira and Carol Serkes does not endorse any company or product or service not offered by Ira and Carol Serkes including the advertisers on linked Web sites. Ira and Carol Serkes does not monitor sites linked to and the use of any such link is strictly at the user's own risk. In no event shall Ira and Carol Serkes be liable for special or consequential damages that result from activity occurring on non-Ira and Carol Serkes Web sites when a user links to such site from this DOMAIN.

This agreement is effective until terminated by either party. You may terminate this agreement at any time by discontinuing your use of this site and destroying all materials obtained from it.